What Type of Insurance Are You Looking For?
Insure yourself and your family for the future
Lump sum benefit which is designed to provide financial assistance to your family in the event of your death or diagnosis of a terminal illness.
Get the best advice and options in the market to better your financial position.
Lump sum payment to assist with the cost of a funeral and other final expenses such as small bills or outstanding debts
Life’s full of surprises. When the worst happens, the last thing you or your family needs to worry about is your financial situation.
We compare the best options in the industry against what you need based on your information you provide. Then pick out the best cover options for you, this means you get the best cover and price for your current situation, but also for your future situations too!
What is the Medicare Levy Surcharge?
The Medicare levy surcharge (MLS) is levied on Australian taxpayers who do not have an appropriate level of private hospital insurance and who earn above a certain income. It is designed to encourage individuals to take out private hospital cover, and where possible, to use the private hospital system to reduce demand on the public Medicare system.
The base income threshold (under which you are not liable to pay the MLS) is $90,000 for singles and $180,000 for families. However, you do not have to pay the MLS if your family income exceeds the threshold but your own income for MLS purposes was $21,655 or less.
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